INSURANCE CLAIMS

Most medical insurance companies will cover from 80% to 100% for the expenses incurred for the purpose of purchasing your hair replacement system, if you have a verifiable medical hair loss condition. Some will even authorize up to 2 or 3 hair replacements per year. Ask your health care provider how many they will approve and what their claims process entails, but remember; a doctor's prescription whether it is from your dermatologist, oncologist etc. must always accompany your claim for a hair replacement system.

It is a good idea to call your insurance provider to see if you need pre-approval from your primary care doctor.

It is important that you know the correct terminology when filing a claim for your hair replacement system. Never file an insurance claim for a WIG! Always use the proper term "CRANIAL HAIR PROSTHESIS". Despite your best efforts many, but not all insurance companies may turn down claims for "wigs". They should have no reason to turn down a file for a cranial hair prosthesis or medical cranial prosthesis when it accompanies medical therapy and your doctor's prescription. Invoices for the hair replacement system must accompany your doctor's prescription. Make copies of all invoices and prescriptions. Ultimate Hair will provide you with an invoice, while your doctor should give you a prescription for a "cranial hair prosthesis". Save this and send a copy along with your claim file. Once you notify us about your medical need for alternative hair options, upon verification and approval, we will bill you for a "cranial hair prosthesis". Save your bill. Your emotional well-being and self esteem is an important part of your medical recovery process. If you encounter resistance from your insurance company, a letter from your doctor, spelling out that he/she "prescribed" the prosthesis, not for cosmetic reasons, but as part of your medical recovery program, whether it be long or short term should suffice. If you are still denied ask for a review by the medical review board.

Add to your original claim:
 

	1.	Some before and after photos
	2.	A hand written letter about the emotional necessity for your prosthesis
	3.	Letters from your employer as to why the prosthesis has improved your performance
	4.	Ask why the claim was denied. If you do not have insurance, most counties in the US have state social services departments, which offer medical assistance for those who meet their financial guidelines.

*	If we use your photo, an additional 5% discount will be given for before and after pictures of you wearing ultimate hair replacement units.